Kiwi Financial Solutions

Refinancing can seem like a big ordeal with many moving parts and changes to make but, having a mortgage adviser help to project manage, it is much easier! It can often be worth switching your home loan, especially if your current lender has become complacent and is not forthcoming with extra discounts every year.

Through refinancing your home loan, you can also potentially receive additional features, better terms and consolidate your debts. If you feel like your current home loan isn’t the right fit for your circumstances anymore, our team of advisers can work with you to adjust your existing loan or find another option that works for you. We liaise directly with your lender to seek out and negotiate a better deal, so you can save time and money in the long run.

Home loan products and interest rates are continuously changing. A home loan with an uncompetitive interest rate or debts like personal loans or credit cards can cost you thousands of dollars in unnecessary interest. For example every 0.50% of interest on a $600,000 home loan costs you $3,000 per annum or $15,000 every 5 years or $30,000 over 10 years. Over a year that is $60,000.

Alternatively by refinancing you can use the equity in your existing home to fund an investment property, share investment or consider Home loan products and interest rates are continuously changing. A home loan with an uncompetitive interest rate or debts like personal loans or credit cards can cost you thousands of dollars in unnecessary interest. Regardless of your situation, we at Kiwi Financial Solutions can work with you to conduct a complete Home Loan Health Check and find the best home loan for your circumstances.

This information is provided only as a guide. Kiwi Financial Solutions will give you a better understanding of your position with a free consultation. Call us on 027 303 0000 or email via the Contact Us page

Refinance